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treasury management infrastructure.
No desks. No discretion.
Why Keystone Finance
Designed for performance,
built for trust.
Every design decision optimises for risk-adjusted yield and capital safety — the two things that matter most.
Automated Risk Management
Macro-aware vaults actively manage exposure and rebalance allocations in response to market conditions — so you don't have to.
Structured Yield
Multiple yield sources — staking, lending, basis trading — blended into a single vault position with optimised risk-adjusted returns.
Full On-Chain Transparency
Every position, rebalance, and yield distribution lives on-chain. Verify everything independently — no black boxes.
Non-Custodial
Your assets, your keys. Keystone Finance smart contracts never take custody of funds — withdraw any time without permission.
Vaults
Two strategies.
One platform.
Choose the vault that fits your risk appetite. Both issue SPL share tokens, are fully automated, on-chain, and non-custodial.
SOL Treasury Vault
Cycle-aware treasury management for SOL
Dynamically allocates between jitoSOL and USDC lending based on SOL's distance from its all-time high. The further SOL is from ATH, the higher the jitoSOL allocation — idle USDC earns yield via Marginfi. Rebalances weekly, up to 3% per step.
Target APY
6–9%
Risk Level
Med–HighSOL Exposure
20–80% SOL
Basis Trade Vault
Market-neutral yield from funding rate capture
Holds equal notional value of jitoSOL (spot) and a short SOL-PERP on Drift, eliminating directional exposure. Yield comes from jitoSOL staking rewards and funding rate payments. When funding turns negative, the vault converts to USDC and deposits into Marginfi — redeploying automatically when funding recovers.
Target APY
15–30%
Risk Level
Low–MedSOL Exposure
0% (delta-neutral)
Fee Structure
Fees are settled by minting new shares to the admin — no USDC is deducted from depositors.
Backtested Performance
Validated against
24 months of real data.
Simulated using real Solana market data — SOL price, jitoSOL staking rates, Marginfi lending rates, and Drift funding rate history. All fees deducted. $100 USDC initial deposit.
Portfolio Value
Starting value $100 USDC — Jan 2023 to Jan 2025
For reference: buy & hold SOL returned ~+1,050% over this period — but with an −82% maximum drawdown and a Sharpe ratio below 1.0. These vaults target risk-managed yield, not directional SOL exposure.
SOL Treasury Vault
Sharpe
1.9
Captured bull-cycle SOL appreciation via jitoSOL exposure while progressively de-risking into USDC lending as SOL approached its all-time high.
Total Return
+49.2%
Annualised APY
23.1%
Max Drawdown
-8.3%
Monthly Vol
4.2%
Best Month
+4.2%
SOL Correlation
0.62
Basis Trade Vault
Sharpe
2.4
Generated consistent returns from jitoSOL staking and Drift funding rate capture. Auto-converted to USDC lending during the one week of negative funding in late 2023.
Total Return
+69.0%
Annualised APY
32.0%
Max Drawdown
-2.1%
Monthly Vol
2.8%
Best Month
+5.5%
SOL Correlation
0.08
What is Sharpe Ratio?
Sharpe Ratio measures return per unit of risk: (Portfolio Return − Risk-Free Rate) / Return Volatility. A higher Sharpe means more return for each unit of risk taken. Risk-free rate used: 5.2% (3-month US T-bill average, 2023–2024).
Benchmark Comparisons
Methodology: Backtest period Jan 2023 – Jan 2025. SOL price: CoinGecko OHLCV daily. jitoSOL staking rate: Sanctum historical data. USDC lending: Marginfi historical utilisation curves. Funding rates: Drift Protocol on-chain historical. Vault logic simulated weekly at Sunday 00:00 UTC.
Disclaimer: Simulated past performance does not guarantee future results. Backtest does not account for on-chain execution latency, slippage, or oracle failures. Actual returns will vary. Not financial advice — DeFi involves risk.
How It Works
Simple by design.
Three steps from wallet to yield. The complexity lives in the protocol, not in your workflow.
Connect Your Wallet
Connect any Solana wallet — Phantom, Backpack, Solflare, and more. No sign-up or KYC required.
Choose a Vault
Choose the vault that fits your risk appetite. Both accept USDC deposits, issue SPL share tokens, and are fully automated, on-chain, and non-custodial.
Deposit & Earn
Deposit USDC, receive share tokens representing your proportional claim on the vault. As yield accrues, share price appreciates — redeem any time, no permission needed.
Security
Built to be trusted.
Security isn't an afterthought at Keystone Finance — it's a first principle.
Security Audit in Progress
Smart contracts are undergoing independent security review before mainnet deployment. Devnet contracts are live for testing.
Fully Verifiable On-Chain
Every strategy, position, and transaction is publicly visible on Solana. No hidden state.
You Hold Your Keys
Keystone Finance is non-custodial. Withdraw your assets any time — no permission needed.
Battle-Tested on Solana
Built on Solana's high-performance L1 — sub-second finality, near-zero fees.
Ready to put your
capital to work?
Explore Keystone Finance on devnet today. Mainnet deployment follows the completion of our independent security audit.